Motor Vehicle Accident Compensation in New York

If you are injured in a motor vehicle accident lawsuits vehicle accident that the state of New York deems serious, you may be able to file a lawsuit to seek compensation. Your attorney can tell you if your injuries are within the threshold.

Insurance companies are adept at disputing the extent of your losses. Insurance companies may offer settlements that aren't enough to cover your losses.

Damages

If you have suffered injuries in an automobile accident, you may be entitled to compensation. These damages are intended to cover your expenses and loss, which includes medical bills, lost income, and property damage. You may also receive compensation for suffering and pain. This kind of compensation may be subjective and hard to quantify. A competent lawyer for torts can assist you in obtaining the maximum amount of compensation for your injuries.

If, for instance you sustain an injury that results in permanent impairment of your leg or arm, compensation may include future costs related to the impairment. These could include physical therapy, surgeries, equipment or prosthetics. Additionally, a permanent loss of a limb major disfigurement could lead to an entire lifetime of emotional pain and a decreased enjoyment of life. This is referred to as mental anguish.

Insurers often try to reduce the value of non-economic damages that are intangible. However, a skilled tort lawyer from Morgan & Morgan can make sure that you're awarded the entire value of the general damages in your case.

Medical bills

When you are injured in a motor vehicle accident law firms vehicle accident medical bills can mount up quickly. It is possible to feel overwhelmed by the costs particularly if still recovering from your injuries.

There are many different ways in which car accident victims can receive assistance in paying their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim following an accident. PIP will also cover the loss of income for up to 90 days in the event that an accident victim is not able to work.

Medicare and health insurance might also cover medical expenses in addition to PIP. The only condition is that the patient has to prove the costs are directly related to the accident. This can be done by submitting bills and receipts from the doctor.

Some doctors and hospitals will allow a victim of an accident to negotiate a payment agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also referred as medical liens or hospital liens. If you do not resolve these liens within an acceptable time frame the debts could be sent to collections. By keeping track of and storing their mileage receipts, the victims can also claim compensation for the costs incurred when traveling to and from medical appointments.

Loss of wages

In the event of an accident at the wheel can put you in a difficult financial situation. Many Americans live on a tight budget and losing just a few weeks, or even months of wages could be catastrophic. Car accident victims are often in a position to recover lost wages in their lawsuits arising from car accidents.

In most cases, lost wages are determined by calculating the amount of time an injured individual could have been able to work if not for their injury. This can include any missed shifts or overtime hours, and any work that is performed during the hospitalization. To prove loss of income, the plaintiff must request documentation from his employer. This could include letters that prove the hours they were off work and their hourly or salary. Pay stubs and copies of the injured person's tax return may be added in addition to other documents.

It is important to submit the demand form as soon as possible after a car crash. This will enable the person who was injured to get the maximum benefits from their claim. Additionally the evidence of the incident can be more convincing when it is made available as quickly as possible.

Suffering and pain

It can be difficult to value the physical pain and emotional stress caused by a car crash. It is essential to seek compensation in the event of an accident for these damages.

These are known as non-economic damages. These damages may include suffering and pain, loss in enjoyment of life, PTSD, and more. It may take time to fully appreciate the impact your injury has had on your life, so these costs are not as easy to quantify as medical expenses or lost wages.

Your lawyer can use either of two methods to calculate the amount of pain and suffering. The most popular is the multiplier method in which your total economic damages are tallied up--including your past and future medical bills or loss of income due to your injury, and damage to property. These are then multiplied by a number ranging between 1.5 to 5. The higher the number, the more serious your injuries are thought to be.

Per diem is another way to gauge suffering and pain. With this method the lawyer can request a jury to award you a dollar amount for every day that you be afflicted by your injury. This is particularly helpful for accident victims who work outside the home or have children to take care of while they recover.