Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general the law assumes the vehicle is operated with the permission of its owner.

Laws that enhance penalties and making revocation automatic, or targeting social hosts have mixed effects on mortality rates. Mandatory education, alcohol treatment and interlock devices all have minimal effects.

Legal Definitions

State laws govern hampstead motor vehicle accident lawyer vehicle legal terms. The various definitions used by the federal government for matters pertaining to national requirements for fuel economy and licensing standards for commercial vehicle drivers are primarily for to serve administrative purposes, and are not applicable to states that determine their own registration classifications. These classifications of vehicles determine if a motorist requires a special licence to operate certain types of vehicles.

These state laws define the terms "automobile," "light truck" and other. For example, the definition of light truck encompasses all motor vehicles with an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes panel delivery vehicles and pickup trucks. This includes any vehicle or combination designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair is a machine with wheels, used primarily by people who because of physical impairment, are unable to walk as pedestrians. A moped is a motor vehicle with fewer than three wheels that come into contact with the ground that is able to travel at a speed of not more than 35 miles per hour.

A pedal-driven vehicle, is one that is driven by the operator sitting on the top. A person who owns the legal title to a vehicle is referred to as its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws which deal with everything from the registration process to the insurance requirements. The laws also deal with the types of vehicles covered by law. Some of these laws are akin across states, but other laws differ significantly. For instance, there are laws that restrict the number of people you can carry in a pedicab. There are laws against reckless driving on certain types of roads, including parking lots.

If you are in violation of the law, you could be penalized and fined. The penalties range from being able to have your driver's license suspended to being required to attend an traffic school.

The law governing speed limits on roads is among the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

The law also sets out the definition of a "motor vehicle." This includes any description of carriage or other device that is powered by mechanical energy and used on a public highway to transport people or property, or for any other commercial purpose. The law excludes trailers coaches and semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices used by disabled people and self-propelled corn as well as harvesting machines for hay.

Insurance

A houghton motor vehicle accident lawsuit vehicle insurance policy is a contract which protects the insurer from financial loss caused by bodily injury or death or property damage caused by a third party arising from operating, ownership, maintenance or the use of an insured vehicle. It can also protect against physical damage to the vehicle. It must contain the address and name of the named insured and the amount of coverage offered by the policy, as well as the premium payable, the duration of the policy's effectiveness, and the limits of liability. It must also contain an endorsement or agreement stating that the insurance coverage is in accordance with the coverage provided for bodily injuries and death, as well as property damage.

Duncanville law firms frequently suggest that clients read the sample motor vehicle policy to know the terms. One of the biggest areas of confusion is the definition of the term "jasper motor vehicle accident law firm vehicle." The phrase appears often in statutes that govern vehicle registration and financial responsibility laws.

Examples of coverages under an insurance policy are commercial auto insurance for cars that are used for commercial, business establishments or activities, employment, or occupations carried out to earn money, automobile liability coverage, which comprises PIP MP, MP, as well as uninsured or underinsured driver coverage (UM/UIM). This type of insurance is required by many states.

Permitted Use

It is crucial to understand how insurance coverage will work in the event that a person other than the named insured or a family member drives your car and causes an accident. This is referred to as permissive use and the specific terms of your policy may differ however, generally speaking, all large car insurance providers offer this kind of insurance.

It is crucial to remember that you are liable for any damages caused by a driver who has your permission. Permission can be express or implied, and is not required to be written down.

To determine if there is implied consent, courts consider the relationship between the parties, their previous conduct and usage of the vehicle and the circumstances surrounding a particular driving incident. A court also will consider if any restrictions were placed on the scope of permissive use, and if even one minor deviation from duration, location and limitations of the original permission would be in violation of these restrictions.

Remember that adding a driver to your auto insurance policy could increase your premium, because the vehicle becomes more difficult to cover. It is important to consider your options prior to lending your vehicle to anyone else. If you are unsure about whether you should add someone to your policy or not, call Jerry to discuss the specific terms of your insurance policy and get a free quote.